Senior Manager, Special Assets – ()

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Job Detail

  • Job ID 1007795
  • Career Level  Others
  • Experience  5 Years
  • Industry  Banking
  • Qualifications  Master’s Degree

Job Description

Job Responsibilities/ Accountabilities: 

  • The Senior Manager Special Assets shall primarily be responsible for strategy setting, financial analysis, review of credit paper preparation and documentation of the department’s loan portfolio.
  • Responsible for interpreting and analysing interim and annual financial statements.
  • Monitoring account conduct and timely payment offacilities.
  • Manage daily, weekly, and monthly reports.
  • Completion of credit reference bureau checks.
  • Checks and due diligence activities. 
  • Monitoring covenants and document material financial changes and covenant defaults. 
  • Liaise with Special Assets Managers to ensure accurate covenant testing and monitoring.
  • Responsible for identifying, mitigating, and properly documenting risks and policy exceptions, recommending risk ratings and exposure strategies.
  • Interpreting and analysing interim and annual financial statements. 
  • Ensuring timely submission approval of memos, interim reviews, annual reviews, and Special Assets Board Papers.
  • In conjunction with the relationship teams, acts as the primary contact between the Bank and customer.
  • Attending customer visits and meeting with third party vendors such as monitoring agents, consultants, and external lawyers.
  • Documenting, sending, and archivinghard copy letter communications to the customer.
  • Following up on receipt of signed offer letters and other required loan approval documents from the customer.
  • Ensuring that all approval conditions are met in a timely manner. 
  • Attend customer visits and meeting with third party vendors such as monitoring agents, consultants, and external lawyers.
  • Responsible for negotiating and communicating the appropriate loan restructure to customers.
  • Liaising with internal customers/stakeholders to support timely delivery of the credit process.
  • Support the Group Head of Special Assets when necessary.
  • Complete special projects when assigned.
  • Meet the department’s learning e-learning and training goals.
  • Participate in the department’s team building activities. 

Required skills

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