Credit Risk Management Officer at Yehu Microfinance Services Limited

Back to Search Result

Previous Job Next Job

Job Detail

Key Specific Responsibilities

The Credit Risk Officer is required to:

Demonstrate commitment to, and compliance with, applicable laws and regulations, the organization’s code of conduct, guidance from supervisor, focus attention on details and adhere to established organization policies.
Determine whether all employees of Yehu Microfinance Services Ltd easily and clearly understand and adhere to the credit policies and procedures of the Company.
Develop sound, acceptable Debt Recovery Policies, analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
Monitor receivables and collections and provide updates of receivables and appropriate reporting
procedures
Identify problem accounts and provide regular updates of receivables to management ratification and eventual implementation by management.
Generates legal documents to facilitate litigation and recoveries of non-performing accounts.
Monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to senior management and suggest actions/penalties to be taken when appropriate
Ensure that operational policies and protocol set in place by the organization work to achieve the prescribed vision and mission.
Assist in identifying potential Credit risk areas and developing audit procedures to evaluate and test these areas.
Continually develop your Credit Risk skill set through formal and informal training and to seek appropriate professional certification.

REQUIREMENTS

Education minimum: Undergraduate degree in Business Administration, Banking or Finance from a recognized University or a professional qualification in Banking or Credit
Experience of more than 4 years in Credit management of a financial institution.
Experience in potential Credit risk identification, evaluation, and mitigation
Confidence & persistence: having confidence in own knowledge and skills i.e. understanding of enterprise-wide risk management and emerging risk issues orientation.
Strong interest in and awareness of approaches to service delivery in the field of social impact investing
Excellent interpersonal skills – able to align all stakeholders to risk consciousness focus and clarity on the function’s role in influencing staff and organizational productivity.
Excellent communication skills- Able to read reports, assess the likelihood of the commitments made being executed, suggest interventions that will lead conversations/ feedback towards the desired result.
Proficiency with Microsoft Office products required; strong working knowledge of Microsoft Access preferred.
Ability to plan Maintains focus and positive attitude during high volume of work while multi-tasking with changing priorities.
Self-motivated, efficient worker with high standards for quality of processes and results who can wor independently.
Quick learner that is methodical and analytical who possesses excellent organizational skills.
Intrinsic desire to seek solutions, achieve results and complete tasks.

Apply with LinkedIn Apply with Google

Name: TrendyJobbers | HR Outsourcing