Agribusiness Officer at Equity Bank Kenya

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Job Detail

  • Job ID 1016183
  • Experience  2 Years
  • Qualifications  Degree Bachelor

Job Description

Key Responsibilities and Accountabilities

  • Portfolio Development:
    • Identify and assess agribusiness opportunities to grow the loan portfolio.
    • Champion the bank Agribusiness strategy at branch level to attract new agricultural clients.
  • Relationship Management:
    • Build and maintain strong relationships with farmers, agribusinesses, and agricultural cooperatives.
    • Collaborate with government agencies, NGOs, and industry stakeholders to promote agribusiness initiatives across districts.
    • Ability to Sustain Borrowers retention
  • Market Analysis:
    • Identifying Agribusiness market dynamics, trends, challenges, and opportunities in the agricultural sector across districts.
  • Agri Products champion:
    • Champion tailored designed bank Agri products and services to meet the needs of agribusiness clients.
    • Collaborate with team to ensure offerings are competitive and aligned with market demands.
  • Monitoring and Reporting:
    • Prepare regular report for agribusiness trend from branch networking to ensure the bank progress toward desired target of 30%.
  • Capacity Building:
    • Support branch staff on agribusiness lending practices and products.
    • Participate on workshops and seminars to educate clients on financial management and business growth across districts.

Compliance &Documentation:

  • Ensure compliance with agricultural regulations and company policies

Loan processing& documentation.

  • Ensure accurate completion of loan documentation
  • Verify collateral and legal documents
  • Coordinate with legal and credits department for loan approval
  • Ensure compliance with banking regulations and internal policies.

Credit assessment & Risk Analysis.

  • Evaluate loan applications and financial documents
  • Assess borrower repayment capacity based on crop cycles, yield projections and market prices
  • Conduct farm visits to verify land ownership, crop conditions and assets.
  • Analyze risks such as weather conditions, price volatility, and production risks.
  • Prepare credit proposals and recommendation for approval

Qualifications

Qualification, Experience, Skills, and Attributes

  • Bachelor’s degree in agriculture, agribusiness , Finance, or related field.
  • Two (2) in Agribusiness field.
  • Above experience in banking sector is an added value.
  • Strategic thinking and problem-solving abilities.
  • Proficiency in data analysis and market research.
  • Familiarity with financial modeling and risk assessment

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