Relationship Manager – Institutional Banking at Caritas MFB

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Job Detail

  • Job ID 1018675
  • Career Level  Manager
  • Experience  3 Years
  • Qualifications  Degree Bachelor

Job Description

KEY RESPONSIBILITIES

  • Establish and maintain a strong customer focus approach both with internal and external customers.
  • Ensure participation in relevant forums with key partners/customers
  • Facilitate and develop sound relationships with the internal channels such as
  • Marketing units and other Head Office departments.
  • Proactively engage customers to establish service levels and initiate constant improvement.
  • Provide regular and honest feedback to agents and clients.
  • Ensure that sub-ordinates maintain a good rapport with all customers in a professional manner.
  • Prospecting for and acquiring new customers within assigned market segments
  • Providing daily and weekly results assessments of staff’s productivity
  • Entrench measurable and meaningful customer service standards and practices
  • Monitor credit facilities and deposits to keep PAR on all loan portfolios below target levels and ensure that renewals, extensions, and cancellations are initiated and processed before the expiry date.
  • Ensure an effective call program is maintained on all assigned customers and prospects.
  • Inspire and foster team commitment, develop the ability and skills of the team and manage performance to deliver exceptional level of Organization objectives and goals.
  • Keep customers constantly informed on the progress of their applications and drive this culture throughout the team
  • Identify and address any fraud related activities and ensure risk exposure is minimized.
  • Conduct a needs analysis to identify customer needs effectively when opening new accounts or giving product advice.
  • Complete disclosure to the customers in terms of accreditation, repayments, service fees, and commissions.
  • Proactively assess the review process of existing facilities, ensure a consistent thorough and timely evaluation of all existing facilities.
  • Cross – selling of all bank services and marketing for new business.
  • Collection of market intelligence information, local competition, products, and levels of service.
  • Maintain good quality loan books by ensuring arrears on normal and watch category accounts are collected promptly.
  • Maintain a database of all clients in the marketing office portfolios.
  • Training of new and existing clients on the Bank’s products.
  • Develop a rapport with potential clients and be able to close sales and contracts in lending and bank business acquisition.
  • To perform any other duty as assigned in line with the Organizational goals and objectives.

QUALIFICATION AND EXPERIENCE REQUIREMENTS

  • Holder of bachelor’s degree in a business-related field.
  • Thorough knowledge of MSME banking products and policies.
  • AKIB banking certificates will be an added advantage
  • 3 years’ experience in banking, 2 of which should be in Business development (Personal Banking/ customer relationship management.
  • Knowledge of lending products and prudential guidelines.
  • Ability to lead teams and deliver business results.
  • Must be self-driven; possess excellent administrative, communication and
  • interpersonal skills, strong organization, and negotiation skills.

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