Branch Senior Relationship Officer at Family Bank Ltd

Email Job

Job Detail

  • Job ID 1012230
  • Career Level  Officer
  • Experience  5 Years
  • Industry  Management
  • Qualifications  Degree Bachelor

Job Description

Job Purpose:

  • To oversee the credit loan book portfolio of the branch and to provide branch-based financial products & services, follow up on pipeline of leads and to grow branch customer base through proactive sales activities.

Key Responsibilities

  • In a branch without a Branch Relationship Manager, oversee the credit control function at the branch by enforcing adherence to the credit policy and procedures.
  • In charge of the branch loan book in absence of the Branch Relationship Manager.
  • Provides leadership to the Relationship officers at the branch level.
  • Be the custodian of a comprehensive set of Credit Risk Policies and Procedures at the branch; as well as recommend any necessary changes in the credit policy to senior management.
  • Meet Business Banking sales targets both in number of accounts and volume and deposits through cross selling to existing customers and acquiring new customers.
  • Generate new customers/ new company’s referrals from head office, existing customers, or personal connections.
  • Prepare target audience/lead lists and sales activities plans; implement and fill in accurately sales activities reports.
  • Conducts daily sales calls from prioritized lead lists with the objective of scheduling companies visits / customer’s meetings.
  • Conducts daily company visits/ customer meetings with the objective of acquiring new customers / selling bank products.
  • Receive, verify, and certify against original; all account application documents and forms from customer.
  • Ensure compliance with the Data Protection laws, policies and procedures of the Bank.
  • Check and verify the accuracy, completeness of the documents against the checklist provide according to product lines; KYC/AML compliance requirements.
  • Follow up on accounts and products opening and process on system.
  • Communicate to customers on accounts declined.
  • Handling and monitoring customer enquiries and complaints effectively to ensure retention and loyalty.

Required skills

Related Jobs