Senior Product Manager Business Origination

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Job Detail

  • Job ID 1007174
  • Career Level Others
  • Experience 5 Years
  • Industry Management
  • Qualifications Degree Bachelor

Job Description

Key Responsibilities

  • Evaluation of credit appetite including appropriateness of structure considering application, tenor, risk versus return relationship, and the evaluation of effectiveness of risk mitigants.
  • Analysis of credit applications to assess whether the credit risk is in line with the Bank’s Credit Appetite and relative to the profitability of the deal.
  • Coordination and management of the credit origination and evaluation process to meet acceptable turnaround times.
  • Support the Corporate business units to deliver world class service to external customers by assisting in negotiating term sheets with clients to ensure that the deal structure, conditions, and covenants conform to the overall credit requirements of the bank.
  • Achieve 100% compliance with lending policy guidelines and other governance requirements
  • Deliver well thought out decisions showing sound judgement where applications are within delegated sanctioning authority.
  • Managing credit risk through measurement of the distribution of actual and expected credit losses, sector concentration and credit risk migration-based probability of default, exposure at default and loss given default parameters.
  • Making recommendations to the Credit and Business teams regarding industry trends and the implications for managing the credit facilities of clients in those industries.

Required skills

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